Author: Micaela Stein - Page 3

Micaela Stein 23 September 2025 3
Bid-Ask Spreads in Options: How Liquidity Affects Your Trades

Bid-Ask Spreads in Options: How Liquidity Affects Your Trades

Bid-ask spreads in options are often the biggest hidden cost in trading. Learn how liquidity, moneyness, and time affect spreads, and how to avoid losing money before your trade even starts.

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Micaela Stein 15 September 2025 5
EWA Program Design: Understanding Withdrawal Limits and Cooling-Off Periods

EWA Program Design: Understanding Withdrawal Limits and Cooling-Off Periods

Earned wage access programs use withdrawal limits and cooling-off periods to prevent financial dependency. Learn how these rules protect employees, vary by provider, and are shaped by state laws and real-world usage patterns.

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Micaela Stein 12 September 2025 5
Using Multiple Account Types to Maximize After-Tax Returns

Using Multiple Account Types to Maximize After-Tax Returns

Learn how to use multiple account types-taxable, tax-deferred, and tax-exempt-to boost your after-tax returns by up to 0.75% annually. This proven strategy, called tax coordination, helps you keep more of your investment gains by placing the right assets in the right accounts.

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Micaela Stein 30 August 2025 4
Agent Banking Models: How Local Partners Are Expanding Financial Access

Agent Banking Models: How Local Partners Are Expanding Financial Access

Agent banking uses local shops and post offices to bring banking services to unbanked communities. Learn how the direct and aggregated models work, the tech behind them, real challenges, and why this is transforming financial inclusion across Africa and beyond.

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Micaela Stein 26 August 2025 3
Licensing Requirements for Fintech Startups in 2025: What You Actually Need to Know

Licensing Requirements for Fintech Startups in 2025: What You Actually Need to Know

Fintech startups in 2025 must navigate complex, costly licensing requirements across global markets. Learn what licenses you need, how much they cost, where to apply, and how to avoid common rejection traps.

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Micaela Stein 21 August 2025 3
Robo-Advisor Customer Support: Channels and Responsiveness Explained

Robo-Advisor Customer Support: Channels and Responsiveness Explained

Robo-advisor customer support has evolved from basic chatbots to hybrid systems blending AI and human help. Learn which platforms offer fast responses, phone access, and in-person support-and why support quality now matters more than fees.

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Micaela Stein 21 August 2025 3
Online Broker Comparison: Features, Fees, and Tools for 2025

Online Broker Comparison: Features, Fees, and Tools for 2025

Compare top online brokers in 2025 based on fees, tools, research, and customer support. Find the best platform for beginners, active traders, and global investors.

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Micaela Stein 3 August 2025 0
Call Options: How to Buy the Right to Purchase Stock at a Fixed Price

Call Options: How to Buy the Right to Purchase Stock at a Fixed Price

Call options let you buy the right to purchase stock at a fixed price before expiration. Learn how they work, how to calculate break-even points, when they succeed or fail, and how to trade them safely with limited risk.

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Micaela Stein 3 August 2025 3
What Is a Taxable Brokerage Account? When to Use One

What Is a Taxable Brokerage Account? When to Use One

A taxable brokerage account lets you invest without limits or penalties, but you pay taxes on gains and dividends. Learn when it’s better than a Roth IRA or 401(k), how capital gains work, and how to use it wisely for goals like buying a home or saving after maxing out retirement accounts.

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Micaela Stein 28 July 2025 5
Embedded Lending for Invoices: Instant Working Capital for Small Businesses

Embedded Lending for Invoices: Instant Working Capital for Small Businesses

Embedded lending for invoices gives small businesses instant access to working capital by turning unpaid invoices into cash directly within accounting software like QuickBooks or Xero-no bank loans needed.

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Micaela Stein 28 July 2025 3
Embedded Lending for Invoices: How SMBs Get Instant Working Capital

Embedded Lending for Invoices: How SMBs Get Instant Working Capital

Embedded lending for invoices gives small businesses instant access to working capital by connecting directly to accounting software like QuickBooks and Xero. Get cash against unpaid invoices in under 24 hours-no bank loans, no paperwork.

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Micaela Stein 20 July 2025 3
Separate vs Combined Emergency Funds: Which Organization Works Best in 2025

Separate vs Combined Emergency Funds: Which Organization Works Best in 2025

Learn the best way to organize your emergency fund in 2025 - separate accounts vs combined savings. Discover which method works for beginners, experts, and everyone in between, backed by data and real user experiences.

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